TWO HOUR CLASS

SUBJECT						TIME ALLOWED

Introduction  (Financial Pyramid)			five minutes		FIRST PART
											OF
Review Chapter I in Choices Manual			ten minutes		      COURSE

Review of office policies (relevant to your office)	five minutes

Budgeting						thirty minutes
-	Track
-	Trim
-	Draft Periodic Expenses
-	Determine Disposable Income
-	Start Emergency Fund
-	Start Retirement Fund						SECOND PART
OF
BREAK						ten minutes		      COURSE

Goal Planning						thirty minutes
-	Brainstorm
-	Categorize
-	Easy steps
-	Timeline
-	Make goals public
-	Long-term (Emergency)
-	Intermediate (Increase income)

Savings						ten minutes
-	Pay yourself first
-	Manage habits
-	Stop immediate gratification
-	Save installment payments					
 THIRD PART
Credit							twenty minutes                       OF
-	Two reports							      COURSE
-	Savings account
-	Personal loan
-	Correct use of Credit Cards
-	Fico 

Review							five minutes
-	Financial Cycle
-	Lessons in Choices Manual
-	Other Resources